Does it work with my country's currency?

Yes. It picks up your currency from your number and you can hold accounts in several at once. Anything paid in another currency is stored converted at that day's rate.

Does it connect to my bank?

No, and that's on purpose. We never ask for credentials or access to your account. You log what you want to log, so there's nothing of your bank's to breach.

What happens to what I write in the chat?

It's stored encrypted and it's only yours. We don't sell data or share it with third parties. You can ask us to delete everything whenever you want.

Can my family or my partner use it?

Yes. Drop it into the house or business group and everyone logs from their own chat. You decide who sees the total and who only sees their own.

Does it work for my company?

Yes, on the Personal + Business plan. Your business gets its own number and its own accounts (suppliers, staff, payments received), kept apart from your household spending. For now, one business per account.

What if I change my mind?

You cancel from the same chat, no calls or forms.

Monediez · Your finance assistant on WhatsApp

Keep the books for your home and your business from WhatsApp.

Send a voice note, a text or a photo of the receipt. Monediez logs the expense, categorizes it and files it where it belongs: home or business. In seconds, without opening an app.

Uber Home · Transport −$85.00

Santander Business · Invoice +$18,400

OXXO Home · Groceries −$340.00

Spent this week $2,140 12% M T W T F S S

It works like any other chat

Send the expense like you'd text a friend. Monediez does the rest: understands it, categorizes it and takes it off the right budget.

1 You send the message

A voice note, a text or a photo of the receipt. No forms.

0:04 Paid 340 at the market with the Visa 🛒 receipt-oxxo.jpg

2 Monediez understands it

It detects the category, the payment method and the account, and takes it off the right budget.

Category Groceries Payment method Visa ···4821 Account Personal Budget Groceries · $320 left

3 And you see it all in order

Budget, categories and cards up to date. Home and business, kept apart.

68% September $9,180 🏠 Home $3,420 🛒 Groceries $2,180 🚗 Transport $1,260

Everything it does while you get on with your life

Not one more app you have to open every day. It works in the background.

Groceries Home Transport Health Food Payroll Travel Subscriptions Education Pets Clothes Gas

Automatic categorization Every expense lands in the right category without you picking anything. If it gets one wrong, fix it with a message.

Fixed $4,180 Installments $1,764 Subscriptions $353 Variable $2,883 $9,180 / $13,500

You always know what's left Of $13,500 you've spent $9,180. You know it before you spend, not in the month-end summary.

💳 Your Visa ···4821 is due today: $1,245.90. Paid it yet? 09:00 Yes 09:14 Done ✅ Visa marked as paid. 09:14

Warns you before it's due Cards, bills and installments: a message three days before and another on the day. No interest for forgetting.

Streaming ×3 months $34.90 Music $19.90 Gym $650

Finds the subscriptions you forgot Spots charges that repeat and asks whether you still use them.

📺 $1,250 3/12 🚲 $890 5/10 💻 $2,400 10/12

Installments under control How much is left on each purchase, without opening your bank app.

September $9,180

Your spending pace See whether this month is running faster than the last, day by day.

You talk on WhatsApp. This is what shows up on the other side.

You open the app only when you want the detail. It's all already there.

All your money on one screen Balance, money in, money out and what you actually have left, with what's still unpaid already taken off.

What do you need, Marco? Create a Gym category with a 500 limit

The same assistant, in the panel Whatever you ask over WhatsApp, you can ask here too, by text or by voice.

On your computer too The same panel in the browser, for when you want the full picture.

Works in your country, in your currency

It picks it up from your number. Each account lives in its own currency (pesos at home, dollars saved, another for the business) and totals come out in yours. Pay in another one and it keeps what you paid and that day's rate.

Personal MXN MX$24,156.00 Dollar savings USD $1,250.00 Business MXN MX$87,840.00

Total in your currency MX$134,871.00

Drop it into the house group and that's it

Everyone writes in the same chat, like they already do. Monediez replies with the expense categorized and under whoever sent it. No settling up at month's end.

Casa Ramírez Ana, Diego, Sofi, Monediez

Groceries 340 on the Visa Monediez 🛒 Groceries · −$340 · Ana Diego Gas 620 🚗 Monediez 🚗 Transport · −$620 · Diego Sofi Uni books, 180 Monediez 📚 Education · −$180 · Sofi

Household budget · September $9,180 / $13,500 $4,320 unspent

Who spent what

You decide who sees the total and who only sees their own.

It runs your business books too

Your business gets its own WhatsApp number. Whatever you send there lands in the company's books (suppliers, staff, payments received) and nothing mixes with your personal money.

One number for home, another for the business Warns you about business payments before they're due The month's result in one message: in, out and what's left

This month's result +$4,320 +8.4% vs. August

In $13,500 Out $9,180

Rent Home · Sep 1 −$3,420 Groceries Home · today −$340 Salary Money in · Sep 5 +$13,500

This month's result +$36,900 +22.1% vs. August

In $94,200 Out $57,300

Payroll Money out · Sep 15 −$42,000 Ruiz Supplies Money out · Sep 12 −$8,650 Vega Client Money in · Sep 9 +$52,000

Everything you can do

From the chat, without opening anything. And in the panel, when you want the detail.

From WhatsApp Type, talk or send the photo

Log it by voice A voice note while you walk and it's in. Photo of the receipt Pulls merchant, amount and date from the image. Ask what's left “What can I spend today?” and it answers right away. Charge the right card Knows which one you used and takes it from there. Alerts before due dates Writes you days before the card is due. Log money coming in “Got paid 5,000” and it's saved as income. Fix it without drama “That was health, not groceries” and it recategorizes. Ask for the monthly recap Sends where your money actually went.

A separate number for the business Whatever you send there stays out of your home books. Log a payment received “Vega paid 52,000” and it's saved as income. Supplier payments Every outflow with its supplier, no spreadsheet. Staff payments Send the payment; date, amount and who are kept. Photo of the receipt Pulls supplier, amount and date from the image. Alerts on payments due What's due this week and what ran late. Month's result on demand In, out and what's left, in one message. Fix it with a message Logged it wrong? Change it, nothing to redo.

In the panel When you want the detail

Budget by category What you set and what you've spent in each. Cards and cutoff dates Every card, its cutoff and what you owe. Due-date calendar What has to be paid, by day. Searchable history Search by merchant, category or account. Compare months Where the extra spending came from. Multi-currency accounts Pesos, dollar savings, each at its own rate. Who spent what The breakdown per person in the house. PDF reports Take the detail with you when you need it.

This month's result Money in minus out, against last month. Spending by supplier Where the business money actually goes. Staff payments by month What you pay monthly and how it evolves. Projected balance With what's in and out, how the month closes. Home and business apart Each with its own accounts and numbers. Due dates this month What to pay and collect, by date. Searchable history Search by supplier, category or account. PDF reports for your accountant Export the closed month and send it over.

What people say on Instagram

Real comments, unedited

Less than what slips away in a month

Cancel whenever you want, from the same chat.

Personal For you and your household

MX$81 / month MX$975 a year, paid once. You save MX$669

Choose Personal

Unlimited expenses over WhatsApp Voice notes, text and receipt photos Budget by category Cards with due-date alerts The whole family in one group Web panel

Personal + Business Your accounts and the company's

MX$208 / month MX$2,490 a year, paid once. You save MX$1,698

Choose Personal + Business

Everything in Personal One business, with its own number and accounts Suppliers, staff and payments received Alerts on payments coming due Month's result and projected balance PDF reports for your accountant

Pay today, start today

Nothing to install. Your access lands in your inbox and in under five minutes you're logging your first expense.

1 Pick your plan and pay By card, in a minute. No contract, no lock-in: cancel whenever you want.

2 Your access lands in your inbox You sign in to app.monediez.com with a code we send you. No passwords to remember.

3 Connect your WhatsApp One tap to link your number. Send your first expense and it's running.

What everyone asks before starting

Still have a question? Write to us and a person answers.

Write to support

No. Monediez lives in your WhatsApp. Save the number, send your first expense and it's running. The web panel is there if you want the detail, but it's optional.

If something breaks, we fix it within 24 hours

No bots, no forms. Write to us and a person answers, every day. A reported bug gets fixed, not parked on a list.

Email Questions, problems or bugs. Reply within 24 hours. [email protected] Terms and privacy What we keep, what we don't, and how you delete it.